In this episode of “Beyond the Paycheck,” host Paula interviews financial coach Linda Lingo about savings and money tips. Linda emphasizes the importance of starting with mindset and values when setting up a budget. By aligning financial goals with personal values, individuals are more likely to follow through and establish intentional money-spending and saving plans. She also talks about not using the word “budget.”

Linda also discusses the significance of tracking expenses to gain a clear understanding of where money is being spent. She advises clients to prioritize subscriptions and consider their budget before committing to additional services. Additionally, Linda shares tips for making informed purchasing decisions, such as using the 24-hour rule and the 7-day rule to avoid impulse buying. She also highlights the importance of maintaining a good credit score and provides strategies for increasing creditworthiness.

Connect with Linda and grab her money-saving quiz, as well as 9 Savvy Wealth Building Steps: https://lindalingo.com/

Reach Paula at paula@paulachristine.com or through her website, paulachristine.com.