Today, Paula Christine and Producer Jon cover two key questions. Do I have enough money to survive on my own? And if not, how do I get there?

Paula has been having this conversation a lot lately with people who want to get out of a bad relationship or move out of their parent’s home. The first step is figuring out how much money you need to survive. That means looking at the money coming and the money going out. Is there a gap? If so, how do you close that gap?

The solutions are going to be different for everyone. Maybe it’s a second job or returning to school to raise your earning potential. But maybe you can’t because you have childcare issues. You might have start by shopping your cell phone bill or cutting cable if you watch mostly streaming services. It becomes critical to 1) think outside the box and 2) change your mindset.

A scarcity mindset will have you living paycheck to paycheck and finding excuses for not breaking this cycle. An abundance mindset involves appreciating what you have and planning for a positive outcome. Money can be emotional, so changing your mindset may not be easy initially, but it is worth it in the long run.

Paula has two webinars coming up that can help you get started. The first is on budgeting for groceries next Tuesday, February 28th. And you can also check out her Making Money Matter course.

https://learn.paulachristine.com/budgeting-for-groceries

https://learn.paulachristine.com/mmm

Want to know more? Email Paula: Paula@PaulaChristine.com