Jan Sherman of The Benefits Edge is known as “The Benefits Tamer.” He helps his clients make sense of the complicated world of insurance, and that’s what he’s going to do with Paula Christine today.

We start with the basics. What is health insurance? It’s a contract – Jan explains.

We also cover differences between HMO’s and PPO’s, referrals, copays, and more. We define terms like “deductible” and premium,” and the different levels of insurance you hit as you spend more money each year. We talk a lot about co-pays, but Jan says it’s much more important to think about out-of-pocket maximums in the event of something catastrophic.

Jan explains the key difference between “preventive” and “diagnostic,” and why your doctor, at a physical, will often schedule you for a follow-up. And don’t be afraid to read and question your bills, and your explanation of benefits (EOB).

Finally. Paula asks Jan about HSA plans – and all the ways that money can be spent, tax-free.

To find Jan Sherman at The Benefits Edge, you can call him at 248-788-0476. You can also visit his website, https://benefitstamer.com/ – or send him an email – jan@benefitstamer.com.

Contact Paula Christine:

Website: https://paulachristine.com/

Email: paula@paulachristine.com