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Beyond The Paycheck

Episode 32 – Alternative to Traditional Health Insurance

by | Jan 10, 2023 | Podcast | 0 comments

It’s no secret that our healthcare system is broken. It’s overcomplicated and too expensive. For years, free market forces that have revolutionized other industries haven’t been able to break through the healthcare wall. SALTA Direct Primary Care is changing that – Dr. John Blanchard is Paula’s guest today.
 
SALTA charges $90 per month for unlimited primary care and telehealth visits, providing services that cover 80% of most Americans’ healthcare needs. There is an alternative to paying a high dollar amount out of pocket until you meet your insurance deductible. And what about the services that SALTA does not provide? Thanks to the Affordable Care Act, Salta has access to the fees charged by other providers to recommend the right provider to you. Did you know that some hospital systems in Michigan charge three times the fee for the same service?
 
Does a system like this mean you no longer need health insurance? No. But John believes we start looking at health insurance the way we look at car insurance. We don’t insure against oil changes, brake pads, and tires. We only insure against catastrophic events like car accidents. That’s how we should look at our health insurance. We should have coverage for a major sickness or hospital stay so it won’t bankrupt us, but we don’t need to cover physicals, common colds, and more.
 
The way our current health care system is set up, it relies on healthy young people to pay into the system, to cover the health care costs of older individuals who need more care. John hopes that as more younger folks opt out of the traditional system, it will force changes that will benefit all of us.

To learn more, visit: https://saltadirect.com/

To learn more about Paula Christine, visit: https://paulachristine.com/

Or drop her an email at Paula@PaulaChristine.com