Paula Christine’s son just started a new job, and he had a pile of benefits paperwork dumped on him. Today, Paula welcomes Angela from Bridged Benefit Solutions to break it all down.

A phrase like “accidental death and dismemberment” sounds terrifying. But as Angela explains, it’s a useful add-on to a life insurance policy that creates additional benefits for your loved ones should the unthinkable happen to you.

We also spend some time on life insurance policies, breaking them down as employee benefits and whether or not they can be portable if you leave your job. Also, should you have children or grandchildren, why you may want to purchase a policy for them. It’s an awful thing to think about, but we’ve all seen the terrible stories behind GoFundMe accounts in times of tragedy.
What about short-term vs long-term disability? Ideally, you should have both, but Angela explains the differences between them. And Paula explains how this ties into financial planning and how it can interact with saving for an emergency fund.

We also talk about hospital policies, accident policies, and critical illness policies. Angela gives some examples of how these can pay out. And what options do you have if you’re self-employed, like Paula and Jon?

To reach Angela at Bridged Benefit Solutions, call her at 248-250-2420 or find her website at www.bridgedbens.com

If you have additional questions, email Paula Christine at Paula@PaulaChristine.com. You can also learn more online at www.PaulaChristine.com.